When you care for a child, sibling, or parent with a disability, every decision feels big. You want them safe now and later.
At Bromlow Law, PLLC in Katy, Texas, we share that hope. With a servant’s heart and a family-first mindset, we guide you through the rules so your loved one keeps vital benefits like Medicaid and SSI, while still enjoying the extras that make life richer. With active law licenses in Texas and California, and inactive licenses in Kansas, Missouri, and Florida, our office can take cases from these states.
How Early Planning Protects Your Family
Texas programs set strict income and asset limits. A surprise inheritance or cash gift can push your loved one over those lines and cost them health care or monthly support. A clear plan:
- Keeps benefits intact.
- Eases family stress.
- Guards harmony when you are no longer here to explain your wishes.
Attorney Laura Bromlow, a Certified Elder Law Attorney (CELA), knows this all too well. With active law licenses in Texas and California, and inactive licenses in Kansas, Missouri, and Florida, our office is able to take cases from these states. She started this work after seeing her own family struggle with disagreements. Her goal is simple: keep families united.
Tools We Trust
| Tool | How It Helps | Who Sets It Up |
| Special Needs Trust (SNT) | Holds money or property outside benefit limits; a trustee pays for extras like tutoring or a new wheelchair. | Parent, grandparent, or, in some cases, the person with the disability. |
| ABLE Account | Tax-free savings for disability costs, such as housing or job training. Money in the account (up to set caps) does not count against SSI. | The family or the account owner. |
| Decision-Making Supports | Powers of Attorney or Supported Decision-Making Agreements let someone help with choices while honoring independence. A full guardianship is a last resort. | An adult with a disability (if able) or the court. |
Most families mix these tools for the best fit. We will listen to your story, then build a plan as unique as the person you love.
Our Promise to You
- Servant’s Heart. We treat you like extended family and hunt for ways to make your life easier.
- Clear Communication. No legal jargon. We explain each option in plain, sixth-grade language so everyone at the kitchen table understands.
- Integrity and Excellence. We always choose the “difficult right” over the “easy wrong,” and we double-check every detail.
- Growth Mindset. Laws change. We keep learning, so your plan stays strong.
What an SNT Looks Like in Real Life
Imagine Jacob, age 10, who has cerebral palsy. Grandpa leaves Jacob $50,000 in his will. If that money lands in Jacob’s name, he could lose Medicaid. By moving the gift into a Special Needs Trust, the funds pay for therapy equipment, summer camp, and even a service dog, without touching Jacob’s benefits.
ABLE Accounts: Small but Mighty
For many Texans, an ABLE account pairs perfectly with an SNT. The trust holds large sums; the ABLE account covers day-to-day costs and gives your loved one some spending freedom. Contributions grow tax-free, and withdrawals for qualified expenses stay penalty-free.
Respecting Independence
Not every adult with a disability needs a guardian. Texas law offers kinder steps first, like a Supported Decision-Making Agreement. We walk you through the pros and cons so you can choose the least restrictive path.
How We Work Together
- Free Intro Call. Tell us your concerns. We share how we can help.
- Deep-Dive Meeting. Bring key papers. We sketch the roadmap.
- Draft & Review. You read every word. We tweak until it feels right.
- Sign & Celebrate. Leave with legal tools that protect your family’s future.
Let’s Secure Peace of Mind
Special needs planning may feel heavy, but you do not have to carry it alone. With warmth, skill, and a heart for service, Bromlow Law stands ready to help.
Call 281-665-3807 or visit our contact page to start the conversation. We will treat your family as our own and craft a plan that keeps love and security in balance.